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The following terms and
conditions (“Terms and
Conditions”) govern the use of
Knoxville
Auto
Insurance Web site (the
“Site”). The Site is provided by
ITSOL, Inc. (the "Site
Proprietor" or “we”). If you do
not agree to these Terms and
Conditions, DO NOT access or
otherwise use the Site. BY USING
THIS SITE, YOU ACCEPT AND AGREE
TO ALL TERMS AND CONDITIONS AS
APPLIED TO YOUR USE OF THIS
SITE. From time to time we may
change Terms and Conditions and
at any time without notice to
you, by posting such changes on
the Site. By using the Site you
agree to be bound by any such
modifications to the Terms and
Conditions.
You may only use the Site if
you are domiciled in the United
States and you are 18 years old
or older.
SERVICES AVAILABLE ON
THE SITE
The purpose of the Site is to
provide consumers with ability
to receive comparative insurance
quotations from the nationwide
network of insurance agents,
brokers and other licensed
insurance providers (Providers),
based on the information you
have provided. Each Provider may
have one or numerous companies
with which they will provide you
with the most competitive quote.
Once you have provided us with
the information needed, by
sufficiently completing an
appropriate online form, we will
refer that information to
Providers which then may contact
you directly if they are able to
provide you with a quotation for
insurance coverage. From time to
time these Providers may ask for
additional information they may
need to obtain an accurate
quote. By comparing up to five
most competitive quotes received
from up to three Provides, you
will be able to select most
competitive quotes offered by
thousands of insurance
companies. In the event that we
do not have sufficient
participation on our network in
your area, you may receive less
than five offers.
We are not an insurance
company and do not issue
insurance contracts or bind
coverage. We do not endorse or
recommend any companies or
insurance policies and we do not
provide insurance, tax or
financial advice. We do not
guarantee that any of the
insurance agents, brokers and/or
companies to whom we may forward
your information will contact
you or agree to provide you
coverage. We are not responsible
in any way, for the conduct of
the insurance agents, brokers or
companies to whom we forward
your insurance quotation
requests. If you need personal
advice, explanation of coverage,
assessment of needs or specific
policy recommendations, consult
with a Licensed insurance agent,
broker, or other qualified
professional. We reserve all the
rights to our Site contents, and
may at our discretion change the
contents of the Site, or
restrict access to certain
sections of the Site, or to
discontinue any aspect of the
Site, including, but not limited
to content, features, hours of
availability, without notice or
penalty.
THERE IS NO CHARGE TO
YOU FOR USE OF THE SITE.
USER INFORMATION
While using the Site, you may be
asked to provide, or choose to
provide on your own, information
(hereinafter “User
Information”). The User
Information you submit to us in
order to receive insurance
quotations and not in any other
manner. Our information
collection and use policies with
respect to the privacy of
personal information, with the
exception of testimonials, which
may be used to advertise our
Site, are set forth in our
Privacy Policy section, which is
incorporated herein by reference
for all purposes. Please read
our Privacy Policy before
submitting your User
Information. You acknowledge and
agree that you are solely
responsible for the accuracy and
content of the User Information.
We will not display, disclose,
sell, refer, share or otherwise
give access to your personal
private User Information, accept
as for the purpose of providing
insurance quotation as set forth
in the Term and Conditions of
this Agreement. We reserve the
right to refuse to post or to
remove any User Information, in
whole or in part, that, in our
sole view, are unlawful,
unacceptable, undesirable,
inappropriate or is in violation
of these Terms and Conditions.
3. “For Providers”
Section. By registering
and receiving User Information
Provider agreed to adhere to the
same Privacy Policy as we do,
with regards to the User
Information referred to you by
us for the expressed purpose of
providing insurance quotations.
Provider agreed to delete, all
user information received, after
the contact with the User is
established and used for
appropriate purpose as set forth
in the body of this Agreement,
except for information stored in
connection with the purchase of
insurance policy sold as a
result of our referrals. The
password-protected portions of
the Site is governed by these
Terms and Conditions and the
Agreement between the ITSOL Inc.
(the Proprietor) and you (the
Provider) to which the
Proprietor issues the Site's
password.
4. Proprietary
Rights. Any and all
content, code, data or materials
of the Site used by you does not
grant to you ownership on the
Site and is owned by the Site
Proprietor ITSOL Inc., which
owns solely and exclusively,
including but limited to, all
rights, title interest,
graphics, data, the look and
feel, design and organization of
the Site, and the compilation of
the content, code, data and
materials on the Site, including
but not limited to all
intellectual property and
proprietary rights therein. Your
rights are limited to viewing
the content on the Site on your
internet-compatible device and
make single copies or prints of
the content on the User
Information displayed for your
use it for solely for the
purpose it was sent to you, and
not for other commercial use. To
us,e copy, reproduce, distribute
or exploit any content, code,
data or materials on the Site
otherwise, may be in violation
of copyright and other laws of
the United States, as well as
applicable state laws for such
unauthorized use. Our trade
name, trademarks, service marks
and logo are copyright protected
and are not to be used, copied
or reproduced by anyone without
the expressed and signed written
agreement. Any third party's
marks, logos etc., which may
appear on the Site are the
property of their respective
owners and can not be used
without their written consent.
5. User
agree that, the User Information
referred to you by this Site
shall not be used in any way
other than intended. Your
conduct with regards to persons
who's information you received
for the above expressed purpose
shall not be used in unlawful,
threatening, harassing,
tortuous, defamatory, vulgar,
obscene, libelous, deceptive,
fraudulent way. No material
should be posted or transmitted
to the Site that contain
explicit, or graphic depictions
of accounts of sexual nature
(including language of a violent
or threatening nature directed
at another individual or group
of individuals). Any act toward
a any person, who's information
was obtained through this Site,
including invasive, or hateful,
behavior, or conduct, would
constitute a criminal offense or
give rise to criminal and civil
liability. Any transmission to
our Site or to a referredby the
Site individual's computer, that
contain a virus or other harmful
component, or false or
misleading indications or
statements of fact, will serve
as cause of actions (including,
but not limited to) immediate
termination of the Provider
relationships.
6. You also
warrant and agree that you shall
not: engage in spamming,
flooding, harvesting of e-mail
addresses or other personal
information, "database spidering,"
or any other activity with the
purpose other than expressed and
agree to, or send chain letters.
You agree that you will not use
the Site in any manner that
could damage, disable,
overburden, or impair the Site
or interfere with any other
party's use and enjoyment of the
Site.
7. You agree
to defend, indemnify and hold
the Site Proprietor and its
directors, officers, employees,
agents and affiliates harmless
from any and all claims,
liabilities, costs and expenses,
including reasonable attorneys'
fees, arising in any way from
your misuse of the Site, your
placement or transmission of any
message, content, information,
software or other materials
through the Site, or your breach
or violation of the law or of
these Terms and Conditions.
8. Account and
Password. When you
established an account on the
Site we may issue a password
with a user name to be kept in
strict confidentiality. You are
responsible for all and any
activity on your account and
password. You shall immediately
notify us of any unauthorized
use of your password or account
and be sure to exit from your
account at the end of each
login. It is your responsibility
to control access to and use of
your account and safekeeping of
password and dissemination to
other providers in your office
who way access under your
account name and password. We
will not be responsible or
liable for any loss or damage
arising from your failure to
comply with this provision.
9. DISCLAIMER OF
WARRANTIES. WE HEREBY
DISCLAIM ANY WARRANTIES THAT,
MAY EXPRESS OR IMPLY THAT THE
SITE OR THE SERVICES, OR
FUNCTIONS, CONTAINED THEREIN
WILL BE TIMELY, SECURE,
UNINTERRUPTED OR ERROR FREE.
WHILE WE WILL ATTEMPT TO CORRECT
ANY ERRORS OR DEFECTS OF .THE
SITE IN A TIMELY MANNER, NO
GUARANTY OF: NON INTERRUPTION,
DELIVERY OF EMAIL, OR ACCESS TO
THE SITE AT ALL TIMES, WITHOUT
ERRORS.. ALL THE SERVICES ON
THIS SITE ARE PROVIDED "AS IS,"
AND “AS AVAILABLE”, WITHOUT
WARRANTY OF ANY KIND, EITHER
EXPRESS OR IMPLIED, INCLUDING,
WITHOUT LIMITATION, ACCESS TO
DATA, DATA PROCESSING FUNCTIONS,
OR ACCURACY, USEFULNESS OF
CONTENT, OR LOSS OF INFORMATION.
YOU ARE RESPONSIBLE FOR
MAINTAINING ALL USER SUBMITTED
INFORMATION AND SHOULD RETAIN
ALL SUCH DATA AND INFORMATION IN
YOUR OWN RECORDS FOR USE IN THE
EVENT THAT THE SITE FAILS OR IS
ACCESS IS UNAVAILABLE, OR THE
DATA OR INFORMATION IS CORRUPTED
OR LOST. WARRANTIES OF
NON-INFRINGEMENT,
MERCHANTABILITY OR FITNESS FOR A
PARTICULAR PURPOSE ARE
DISCLAIMED HEREBY. IF ANY TERM
OR STATEMENT FOUND HEREIN MAKE
YOU RELUCTANT OR DISSATISFIED
WITH THE USE OF THE SITE, WE
RECOMMEND TO EXIT AND TO
DISCONTINUE USING THE SITE. WE
DISCLAIM ANY AND ALL LIABILITY
IN THE EVENT THE SITE
PROPRIETOR/S OR ANY OF
DIRECTORS, OFFICERS, EMPLOYEES,
AGENTS, AFFILIATES, OR PROVIDERS
OF CONTENT OR A SERVICE ARE
VIEWED LIABLE FOR ANY DIRECT,
INDIRECT, CONTRIBUTIVE,
CONSEQUENTIAL, OR PUNITIVE
DAMAGES ARISING FROM, OR
DIRECTLY OR INDIRECTLY RELATED
TO USE OF, OR THE INABILITY TO
USE THE SITE'S, OR ITS CONTENT,
MATERIALS, FUNCTIONS OR
APPLICATIONS, INCLUDING, WITHOUT
LIMITATION, LOSS OF REVENUE, OR
ANTICIPATED OR PERCEIVED PROFITS
OR LOST BUSINESS OR LOST SALES.
10. Laws.
The Terms and Conditions and the
relationship between you and us
shall be governed by the laws of
the State of California without
regard to any conflict of legal
provisions. You agree that any
use of action that may arise
under the Terms and Conditions
shall be commenced and be heard
in the appropriate court in the
State of California and submit
to the personal and exclusive
jurisdiction of the courts
located within the State of
California. Our failure to
exercise or enforce any right or
provision of the Terms and
Conditions shall not constitute
a waiver of such right or
provision. If any provision of
the Terms and Conditions is
found by a court of competent
jurisdiction to be invalid, the
parties nevertheless agree that
the court should endeavor to
consider the parties' intentions
as hereby reflected in the
provision the Terms and
Conditions, and other uneffected
provisions to remain in full
force and effect. You agree that
regardless of any statute or law
to the contrary, any claim or
cause of action by you arising
out of or related to use of the
Site or the Terms and Conditions
must be filed by you within one
(1) year after such claim or
cause of action arose or be
barred forever.
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